Home loan · 7% p.a.

Buy, build, or transfer — home loans up to ₹1 crore.

A house, a plot with construction, or shifting an existing home loan to 7% p.a. Tenure up to 20 years.

Eligibility at 7% p.a.

Check how much you may get

Based on income, existing EMIs and age. Not a sanction.

Apply at the Roorkee office

Who usually qualifies

  • Indian citizen, typically 21–65 years.
  • Stable income that supports a long EMI.
  • Clear property title / allotment.

Common uses

  • Purchase

    A ready flat or independent house.

  • Construction

    Build on a plot you own.

  • Plot + construction

    Land and house under one facility.

  • Balance transfer

    Move an existing home loan to 7%.

  • Renovation

    An extra floor or a major repair.

  • Top-up

    Additional funds on an existing home loan.

Documents

  • PAN and Aadhaar
  • Income proof
  • 6–12 months’ bank statements
  • Property papers / sale agreement
  • Approved building plan (construction)
  • Photographs

EMI at 7% p.a.

What will the monthly EMI be?

Rate is 7% per annum. This is an estimate, not a sanction.

Loan amount
Tenure
Interest rate7% p.a.

Monthly EMI

Total interest

Total payable

Apply at 7% p.a. Walk into Shri Ram Plaza.

Personal, home, car, and business loans from our own book. Office No. 185/2, 2nd Floor, Ramnagar, Roorkee. Email customer@lakelandservices.online.